Crowdlending, also known as marketplace lending or P2P lending is a financing method that provides borrowers access to capital from a group of investors(Read here ).A crowdlending platform acts as a marketplace that matches the funding needs of borrowers with the investment interest of investors for a fee. They either allow investors to search and find individual loans or automatically present investment opportunities for them to select from.
With crowdlending, a new financing alternative exists to obtain financing for their investments, with which they can diversify their sources of funds, or the positive marketing campaign from the crowdlending campaign. On the other hand, private investors benefit from higher returns, know exactly where their money is invested and they decide the use that is given to their money, which in turn generates a positive impact.
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